Global · India

Leading
Debt Collection
Experts

Ridha Associates delivers streamlined, professional debt recovery services tailored for banks and financial institutions across Pan-India , upholding the highest standards of integrity and transparency.

3+ Major Clients
GCC Regional Reach
100% Compliance Focus
About Us

Efficient Solutions
for Financial Institutions

Ridha Associates is a leader in debt collection services, specializing in recovery solutions for banks and NBFCs operating across PAN-India and Global markets.

Managing overdue payments is critical to banking operations. Rising non-performing assets create challenges for financial stability — we are here to resolve them efficiently, professionally, and ethically.

Our focus is on delivering solutions that align with your organizational goals while maintaining productive borrower relationships at every stage of the recovery process.

GSTIN: 27AKQPN8718G1ZW

Integrity & Transparency

Every operation is conducted with full transparency, ensuring trust between all parties throughout the recovery process.

Borrower Relationships

We prioritize maintaining positive borrower relationships, ensuring recovery without damaging long-term customer ties.

Adaptive Strategy

Our strategies adapt dynamically to each client's unique requirements, delivering results across different financial buckets.

International Reach

Strategic collaboration with Bilkish Associates in Dubai extends our capabilities across UAE, GCC, and the Middle East.

Core Services

Comprehensive
Debt Collection
Solutions

We provide end-to-end debt recovery solutions tailored specifically for financial institutions. Our team handles diverse assignments with adaptive strategies to meet each client's unique needs.

01

Expert Debt Collection

Specialized debt collection services designed for banks, ensuring efficient recovery of outstanding debts with full regulatory compliance.

02

Consumer Loan Recovery

Proven expertise in consumer loan BKT recovery, including current assignments with major institutions like Bajaj Finserv and Prefer Loans.

03

NPA Resolution

Targeted strategies for resolving non-performing assets and NBFC challenges, restoring financial stability and improving cash flow.

04

Overseas Collection

International debt recovery services for GCC and Middle East markets, powered by strategic collaboration with Bilkish Associates, Dubai.

05

Multi-Bucket Recovery

Handling diverse financial buckets with tailored recovery strategies — from early delinquency to fully written-off accounts.

06

Finance Advisory

Openness to exploring any finance-related services that aid business growth and smooth operation, demonstrating commitment to client success.

Trusted By

Our
Valued
Clients

Ridha Associates is trusted by leading financial institutions across India and internationally. Our track record speaks through the confidence placed in us by major banks, finance companies, and global partners.

Overseas Collection (Bilkish)

Dubai, UAE · GCC Markets

International

Kotak Mahindra Bank

ARD Division · India

Banking

Bajaj Finance Ltd.

Consumer Loan BKT 1 · India

NBFC
Our People

Meet the
Leadership Team

Riyaz Bhojabhoy

Director

Visionary leading Ridha Associates with a commitment to efficient debt collection services, fostering strong client relationships grounded in integrity and transparency.

Ali Bhojabhoy

Head of Business Operations

Driving operational excellence and strategic growth, ensuring Ridha Associates delivers world-class collection services across all engagements.

Prachita Naugare

HR & Admin Head

Overseeing human resources and administration, ensuring the team operates at peak efficiency while maintaining a culture of professionalism and excellence.

Testimonials

What Our
Clients Say

Ridha Associates transformed our NPA portfolio management. Their professionalism and ethical approach set them apart — we saw a significant recovery rate improvement within the first quarter of engagement.

S. Kulkarni ARD Manager · Kotak Mahindra Bank

Their multi-bucket recovery strategy for our consumer loan portfolio was exactly what we needed. The team's integrity and transparent reporting gave us full confidence throughout the entire process.

R. Verma Collections Head · Bajaj Finance Ltd.
Our Vision

Future
Goals &
Direction

We are committed to solidifying our position in the industry by embracing innovative practices and staying dedicated to our core values — ensuring sustained growth and recognition.

Strengthening Industry Presence

Enhancing our footprint by adopting innovative approaches, staying committed to excellence, and building a reputation as the most trusted debt collection partner in PAN-India and Global markets.

Exceeding Client Expectations

Delivering bespoke, high-quality solutions that not only meet but surpass client needs — fostering enduring relationships built on performance, transparency, and trust.

Exploring Growth Opportunities

Continuously seeking new ventures and partnerships to unlock potential and drive mutual success across India and international markets.

Get in Touch

Let's Work
Together

Ready to discuss your debt recovery needs? Our team is prepared to accept new assignments and explore finance-related services that drive your business forward.

Address
A 220, Morya House, Veera Desai Industrial Estate,
Off New Link Road, Andheri West, Mumbai 400053.
Phone
+91 98204 02029 (Ali)
+91 91295 15214 (Prachita)
GSTIN: 27AKQPN8718G1ZW
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